Payment Radar Every payment followed up automatically, except cash

No. If you receive payments through Pay. in BIQSDRIVE, Payment Radar works automatically: a 0.15% platform fee per payment, on top of the transaction costs of Pay. With Pay. you receive the payments: online, in the portals, with tap-to-pay or at a terminal. Payment Radar follows them up, and with the bank connection through Ponto your bank transfers too: it matches everything to the right customer or business customer, the right file or the right order and sends reminders for what is outstanding. You choose whether to use Pay. and the bank connection. You record cash payments yourself, without a platform fee.

Ponto is the account information service of Isabel NV in Brussels, a payment institution supervised by the National Bank of Belgium. Through Ponto, BIQSDRIVE reads the transactions of the account you connect. BIQSDRIVE only uses Ponto to read: it does not initiate payments and never touches your money.

Only the account or accounts your customers pay into. Even from that account, BIQSDRIVE only stores the incoming customer payments that are matched to a customer, file or order.

Every 180 days, you confirm access again at your bank. 14 days before and on the day itself, you get a notification in BIQSDRIVE and an email. If access does expire, the automatic reminders pause until the connection is restored and the missing bank transfers have been imported. So nobody gets a reminder for something that has already been paid.

Only if you want it to. You decide whether, when and with which text reminders go out. As the creditor, you remain responsible for the rules on reminders to consumers (Book XIX of the Belgian Code of Economic Law). That is why the default template is a free first reminder with at least 14 days to pay.

Every successful payment through Pay. and every bank transfer matched to a customer, file or order, automatically or by you, counts once, at 0.15% of the full amount. Cash payments, transfers between your own accounts, payouts from Pay. into your account, failed or cancelled payments and bank transfers that are not matched do not count. Every month, you get an overview with your invoice.

No. Payment Radar is a usage service, like text messages and itsme^®, and is available from the activation of your subscription. Because payments through Pay. always go through Payment Radar, you can only receive real payments through Pay. from activation too. You can already apply for your Pay. account during the trial, so you're ready at activation.