Payments and tap-to-pay Paid before the lesson even starts
BIQSDRIVE is a Pay. partner, so you open your merchant account directly from the software. Your students pay online with a payment link or in their portal, at the front desk with a payment terminal, or in the car with tap-to-pay on the instructor's smartphone. Every payment goes straight to the right order, and a confirmed order automatically assigns the purchased hours.
What you can do with Payments and tap-to-pay
Tap-to-pay in the car
At the start of the lesson, the student pays for that lesson or the outstanding balance with a bank card or smartphone, directly on the instructor's smartphone. No extra device, no cash.
Your Pay. account, set up from BIQSDRIVE
BIQSDRIVE is a Pay. partner. You apply for your merchant account in BIQSDRIVE with a pre-filled form, upload the requested KYC documents and follow the status of your application.
Payment links
Email a payment link or copy it. If a company pays, the link goes to that company's billing address. Valid for 14 days by default.
Payment in the portals
Students pay open orders in the student portal, employers in the business portal. The public payment page works without a login.
Payment terminal at the office
Also take payments at the front desk? Buy a PAX A960 payment terminal through BIQSDRIVE, with SIM card and device management. You see the payment status in real time. A deposit or partial payment is possible too.
Link with your accounting
Orders and payments go straight to your accounting software, such as Exact Online, Billit, Yuki or Odoo, without double work. The file fee and administration fees are added to the order automatically.
Credit: pay in advance, use later
Switch on credit in your settings. Your customer, their representative or their company pays in advance, and BIQSDRIVE keeps the balance and history up to date for you.
Top up credit
Top up credit from the customer record, or let your customer do it themselves in the customer portal, between the minimum and maximum you set. A top-up is an order like any other: you collect it with a payment link, the terminal or a bank transfer.
Pay with credit
Pay a confirmed order in full or in part with credit, or let BIQSDRIVE do it automatically. Your student also uses their credit themselves in the portal, and in the car the instructor charges a lesson to the credit.
Refund and keep track
A refund can go to the credit instead of the card or account. You pay back remaining credit, and per period you see how much credit you owe your customers, also as a CSV for your accountant.
Also handy in Payments and tap-to-pay
- Every payment booked automatically, exactly once, on the right order
- Payment Radar automatically follows up every payment through Pay. and, with the bank connection, your bank transfers too
- A confirmed order assigns hours, cancelling it takes them back
- Pass the digital file fee on to the student automatically on enrolment
- Live payment status per order: unpaid, partly paid or paid
- Refunds come back into BIQSDRIVE from Pay. automatically
- Test mode to try everything out safely before you go live
- Index prices in one go, with a preview and undo
- Credit per customer, representative or company, with the full history
Pay. charges transaction costs on every payment under your own Pay. agreement. You will find them below per payment method, together with the price of a payment terminal. Tap-to-pay works on a recent smartphone with NFC.
See pricing for driving schools Payment Radar Integrations
See also: Accounting integration, Pay. and Ponto payments, Peppol for driving schools
Transparent costs
Transaction costs per payment method
These are the transaction costs when you receive payments with Pay. through BIQSDRIVE 27. They depend on the payment method and on where the payment is made: online, at a payment terminal or with tap-to-pay on a smartphone (SoftPOS). Pay. charges them directly, under your own Pay. agreement.
| Payment method | Card type or amount | Online | Terminal | SoftPOS (smartphone) |
|---|---|---|---|---|
 Bancontact | €0.25 | €0.25 | €0.25 | |
 Mastercard debit card | Consumer | €0.15 + 1.50% | €0.12 | up to €50: €0.09above €50: €0.06 + 0.25% |
| Business | €0.15 + 2.80% | €0.12 | €0.25 + 2.50% | |
| Mastercard credit card | Consumer | €0.15 + 1.50% | €0.10 + 1.75% | €0.06 + 1.25% |
| Business | €0.15 + 2.80% | €0.10 + 1.75% | €0.25 + 2.50% | |
 VISA credit card | Consumer | €0.15 + 1.50% | €0.10 + 1.75% | €0.06 + 1.25% |
| Business | €0.15 + 2.80% | €0.10 + 1.75% | €0.25 + 2.50% | |
 Apple Pay | Rate of the card in the wallet | |||
 Google Wallet | Rate of the card in the wallet | |||
 Wero1 | Consumers and businesses | up to €50: €0.19€50 to €1,000: €0.14 + 0.55%above €1,000: €2.50 + 0.10% | Not available | Not available |
If you receive payments through Pay. in BIQSDRIVE, Payment Radar works automatically: a 0.15% platform fee per payment, on top of these transaction costs. Cash payments don't count. More about Payment Radar
The percentage is calculated on the payment amount. Example: for an online payment of €100, Pay. charges €0.15 + €1.50 = €1.65 in transaction costs with a consumer Mastercard, and €0.15 + €2.80 = €2.95 with a business Mastercard. Adding the Payment Radar platform fee (0.15%, here €0.15), that payment costs you €1.80 or €3.10 in total.
Consumer: a card from a private individual in the EU (for SoftPOS: in Europe). Business: a company card, or a card from outside the EU (for SoftPOS: outside Europe). This mainly occurs with the business portal. Online, a business card costs roughly double the percentage.
BIQSDRIVE may receive a fee from Pay. as its partner.
All prices exclude VAT.
Footnotes
- Wero is new and is being rolled out gradually. We'll activate it as soon as it's available for your account.
Payment terminal
PAX A960 payment terminal
Taking payments at the front desk? You buy a payment terminal through BIQSDRIVE, ready for your Pay. account and linked with BIQSDRIVE. Terminals are for sale only, not for rent.
Included in the service fee
- Terminal management
- SIM card with mobile data for the payments
- Replacement device within 48 office hours of your report of a defect you did not cause, also after the 12-month warranty
Good to know
- 12-month warranty on hidden defects
- You cancel the service fee per terminal at the end of a calendar month. The terminal remains yours; management, SIM card and replacement device then end.
- The transaction costs at the terminal are in the Terminal column above. On top of that comes the Payment Radar platform fee: 0.15% per payment.
The device
- 6-inch HD+ touchscreen
- Built-in receipt printer
- Android 12 (PayDroid)
- 4G, Wi-Fi and Bluetooth 5.0
- Contactless (NFC), including Apple Pay and Google Wallet
- Chip and PIN, magnetic stripe
- Battery for up to 17 hours or about 1,300 transactions
Payments and tap-to-pay in detail
- Your customers pay with Bancontact, Mastercard, Visa, Apple Pay and Google Wallet, with Wero as soon as it is available for your account, and with the other payment methods Pay. activates for you. For each payment you see which method was used.
- The digital file fee and your own administration fee are added to the order automatically: on every enrolment, only for a new customer, or only when you add them. For online enrolments you set a separate rule, and your customer sees the fee in the summary beforehand.
- Manage your own catalogue with a price and VAT rate per product, from packages and courses to administration and cancellation fees. For each product you choose whether it is for sale online, and in the order BIQSDRIVE fills in the price and VAT for you.
- Online enrolments that are confirmed but not yet paid have their own overview, showing how long they have been open and what happened to the payment link: not opened, payment started or abandoned, or expired. You then resend the link or cancel the order.
- Price indexation. Raise or lower your prices in one go by a percentage, from a date you choose and rounded including VAT. You first see every new price and adjust it or leave it as it is. The own price of courses, fixed cancellation fees and fixed price agreements with business customers can follow too. Existing orders keep their price, a scheduled indexation can be cancelled and the last one can be undone.
BIQSDRIVE 27 is coming. Join the waiting list or request an online demo.
Webinar BIQSDRIVE LIVE on 19 November 2026: register nowRelated features
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